Cashing Out: Unrigging the Financial Game with Julien and Kiersten Saunders

Welcome back to Don’t Retire… Graduate! We have two very special guests today, Julien and Kiersten Saunders. They are the hosts of the Rich and Regular podcast and Money on the Table video series and authors of their recently published book, “Cashing Out: Win the Wealth Game by Walking Away.”  The couple joins us to talk about how the finance game is rigged against minorities and how they built their wealth—and paid down mind-numbing debt—despite the challenges they faced. This is a powerful episode you won’t want to miss! In this episode we’ll talk about: • How not to start a relationship.  • Julien and Kiersten’s story and why they wrote their book the way they did. • The barriers and challenges that people of color face, particularly in finance. • Wage and income gaps and how they’re still prevalent.  • The history of slavery and share cropping and how they still impact us. • Choosing your boss wisely and finding one that advocates for you. • Paying yourself first and having courage to invest money. • Treating personal finance as financial hygiene.  • Becoming a connector and the value of community, both virtual and in person. • Paying off debt the way you chop down a tree. About Julien and Kiersten Saunders: Julien and Kiersten are authors of Cashing Out: Win the Wealth Game By Walking Away under Portfolio Books, an imprint of Penguin Random House. They are also the creative voices behind the blog richandregular.com, hosts/producers of the award-winning video series, Money on the Table, and hosts of the rich & REGULAR podcast.  https://richandregular.com  Visit dontretiregraduate.com for a full transcript of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t Retire… Graduate! Is the podcast that asks what you want to be when you grow up so you can graduate into retirement with a passion and a purpose. Hosted by Certified Financial Planner Practitioner, Eric Brotman, this show will explore different methods for saving money, paying down debt, raising financially literate children, growing your wealth, and reaching financial independence–whether you’re 35 or 65. Retirement is not the absence of work, but the absence of needing to work. So join us while we talk to award-winning, best-selling authors, finance experts, influencers, and people with amazing money stories to help you set and reach financial goals, discover your passions, and make a plan for what you want to be when you reach the point where work becomes optional. Plus, between full episodes we’ll answer listener questions about personal finance, investing, retirement readiness, taxes, and more. Topics covered include: budgets, credit, debt, emergency funds, balancing expenses, health savings accounts, insurance and risk management, financial advisors, mortgages, retirement savings, social security, money management, spending, fintech and finance apps, employee benefits, and the FIRE movement.