High Credit Card Fees: When They’re Worth Paying & When to Stay Away

In this episode of PennyWise, host John Kiernan discusses when it makes sense to pay high credit card fees. In some cases, paying a fee can actually help you save more money overall. But if you’re not careful, it can bleed your wallet dry. Learn how to walk that tightrope to extra savings.   

More on this episode from WalletHub:

• Best Premium Credit Cards
• Best Rewards Credit Cards Right Now   
• How to Choose a Credit Card for Rewards in 2026 
• Key Things to Know About Credit Card Fees (2026) 
• How Much Americans Pay in Credit Card Interest and Fees (2026) 
• WalletHub CardAdvisor: Get Personalized Credit Card Recommendations

If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get personalized credit-improvement help, budgeting tools, identity protection and more. And if you want to find the best financial products, always add “WalletHub” to your search!  

PennyWise is a show about money, personal finance, investing and travel. The program features a variety of financial experts who can help save you money.