193- How to Master your Money MO - Part 1 - 'Refreshed Replay'

Money is more than math—it’s deeply personal. And for many of us, it’s also deeply patterned. In this refreshed replay of a listener favorite, we revisit a conversation that continues to resonate across seasons: understanding your “Money MO.”

Your money MO—short for modus operandi—is the natural way you approach money, shaped by your upbringing, personality, and experiences. Whether you're a spender, saver, investor, planner, or giver, your MO shows up around every financial decision you make.

In this first part of a two-part series, we unpack the five core Money MOs and why identifying yours (and those around you) can shift the way you manage money—and relationships.

In this episode, John discusses: 

• What a “Money MO” is and why it matters
• Five distinct Money MOs and how they show up in real life
• The strengths and struggles of each MO
• How your financial tendencies impact your relationships and your faith journey

Key Takeaways:

• Your Money MO is a deeply rooted pattern that influences how you think about, interact with, and make decisions around money, often without even realizing it.
• Gaining clarity about your financial tendencies can transform how you communicate and collaborate with others, especially within marriage or close relationships.
• Each MO carries both strengths and struggles, and recognizing these dynamics allows you to steward your financial behavior with more wisdom, grace, and intention.
• When surrendered within God’s bigger story, your Money MO becomes more than just a habit—it becomes a tool for spiritual growth, deeper connection, and faithful stewardship.

“The goal here is not to make you into the same person, but to be the person you were made to be with your Money MOs, to have them be surrendered into the context of God's larger story.”

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Ready to dig deeper into what's really influencing you and your money?

Let's connect the beliefs that are behind your choices - the financial, spiritual, and personal ones - so that you can be the faithful steward of the resources God has entrusted to you.

At Money Made Faithful, we want to equip you with the truths, models, and practices so you can make better money choices so you can live more boldly, confidently, and faithfully.


God is too good and life is too special to let money hold you back.